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Many people here at school claim that they can’t afford to pay for car insurance.  Most do actually find a way, however, lately it has come to my attention that there are several of my friends who are driving around without any auto insurance.  I have tried to advise them against this, as many of them are still technically students whose permanent address is their parents.  Many of their parents live in nice homes, and would be devastated to think that these guys are out driving around with no insurance.  If they were to have a wreck or kill someone, there parents would be left with nothing but the shirts on their backs, which is an awesome payback to the loving parents who raised you and provided for you all those years.  Some of these same parents are still helping these guys pay their bills and would die if they knew they didn’t pay their insurance or let their insurance lapse.

It is frightening to me at the level of immaturity that some of these young adults have.  It seems to me at least, that once you are capable of leaving the nest, it is time to grow up and act like a grown up.  I really think that most of the students here think of this as a glorified kindergarten, where having fun is the #1 priority and work and responsibility lie somewhere around #10.  They just aren’t ready to grow up yet.  I think that if I ever had a child that was this irresponsible I would make them start supporting themselves so that they could really learn the hard knocks of life, before it is too late.  That is what my parents did, and maybe that is why I have a slightly more mature outlook on life.

I have tried to inform these people about the possibilities of causing their parents to lose everything.  About how if they get pulled over without insurance that their car could be impounded and they could even do jail time, depending on the issue.  They just don’t seem to be too concerned about anyone but themselves.  I did give them the names of several companies that offer the best auto insurance quotes around; hopefully they will heed my warnings and look into it for themselves.  They really need to begin to take life a little more seriously before someone gets injured monetarily or otherwise.